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There are just times when we got short of our finances and getting short term loan is the best solution left to pay for the things you need to buy or some vital spending that you have to make for ends to meet. These times, you can even get guaranteed bad credit business loans efficiently. Short term loans tend to have a variety of uses - from paying credit cards to buying something that is needed, but then again, you have to make sure that you are capable of repaying the amount in the given term.